Indifi Online: Empowering underserved businesses

Updated: June 25

Introduction to Indifi Online

In the vibrant and dynamic landscape of India's economy, Micro, Small, and Medium Enterprises (MSMEs) form the backbone. They are the engines of job creation, innovation, and economic growth. However, a persistent challenge for many of these businesses has been access to timely and adequate finance from traditional lenders. This is where Indifi Technologies steps in, revolutionizing the lending space for Indian SMEs.

Indifi Technologies Private Limited (Indifi) is an online lending platform based in India that connects small businesses with lenders. It provides unsecured business loans, focusing on underserved and credit-worthy businesses. Indifi utilizes data analysis to assess creditworthiness and offers flexible repayment terms. 

CEO of Indifi Online Sangram Singh

What They Do and Why It Matters

The platform uses technology to determine creditworthiness and provide customized loan products to under-financed SMEs. By filling the funding gap, IndifiOnline plays a significant role in enabling small businesses and stimulating economic growth.

Financial Snapshot

Indifi is an online lending platform facilitating loans for small businesses, and they have published some key financial data. In FY24, Indifi's revenue reached ₹341.44 crore, with expenses at ₹335.32 crore, resulting in a profit of ₹2.77 crore. They have also disbursed ₹2089 crores in MSME loans and have ₹2180 crores in assets under management (AUM) as of March 31, 2024.

Institutional Support and Future Prospects

With support from leading investors and financial institution collaborations, IndifiOnline is well positioned to expand its offerings. As online lending becomes increasingly popular in India, the company is poised to take advantage of this momentum and further extend its influence within the SME segment.

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