Lendingkart – Helping Small Grow with business loan
- Vivek Gosavi
- Jul 21
- 2 min read
Introduction to LendingKart
Every big idea starts with a small problem. This is the story of how Lendingkart – Helping Small Businesses Grow saw a challenge and turned it into a chance to help many people. The journey was not easy, but with strong belief and effort, they made it happen. Let’s see how.

A Funding and Loan Problem for the Underserved
Small businesses are the backbone of India's economy. But getting a loan was often a nightmare long queues, heavy paperwork, and rejection without explanation. Traditional banks rarely trusted small shops or first-time entrepreneurs. Without credit, dreams stayed stuck.
An Idea to Uplift Entrepreneurs and lend loans
The founders of Lendingkart saw this gap and decided to act. They wanted to create a platform that offered quick, easy loans for small and medium enterprises (SMEs) all through digital tools. Their idea was simple: no long waits, no branch visits just business-focused credit, powered by technology.
Early Stumbles and Steep Learning
Like any new venture, they had a tough start. Convincing small business owners to trust online lending was hard. Building secure systems, calculating risk, and managing defaults weren’t easy either. But the team kept learning, improving their loan engine, and building strong partnerships with NBFCs and financial institutions.
Smart Lending Made Simple
Using data analytics, Lendingkart built a platform that could assess a borrower’s creditworthiness without traditional documents. They used digital payments, GST data, and even online reviews to make quick decisions. With this, they turned a week-long process into a same-day loan experience for thousands of businesses.
Fueling Growth Across India
Today, Lendingkart has disbursed thousands of crores in loans to small businesses in over 1,000 cities. Grocery shops, garment sellers, local traders all are growing with their support. The company has become a fintech leader, helping India's small business dreams take off.
A Platform That Believes in Potential
Lendingkart’s story is about more than loans it’s about trust and timing. They’ve shown that when you give the right tools to small business owners, they build something great. Behind every number is a real person, and Lendingkart never forgot that.
Register for our Student Entrepreneurs Bootcamp here and win the golden opportunity to grow your business into an upcoming Unicorn!
Comments